The 5 Best CMFAS / CACS / FMRP Mock Exam Questions and E-Learning Providers in Singapore (2025)
Preparing for your CMFAS, CACS, or FMRP certification exams demands resources that deliver
real value, proven effectiveness, and trustworthy credibility.
After analyzing 5 leading providers, we compare them across 4 critical decision factors:
✅ Value (Price per Question + Features)
✅ Effectiveness (Pass Rates + Update Frequency)
✅ User Experience (Platform Quality + Support Options)
✅ Credibility (Business Transparency + Reviews)
Note: Price per Question calculations based on current CACS 1 and RES 5 module offerings.
Comparison Table
| Provider | Value (SGD Price per Question) |
Effectiveness (Pass Guarantee | Updates | Reviews) |
User Experience (Platform | Support) |
Credibility (Company Info | Trust) |
|---|---|---|---|---|
| CMFAS Academy - cmfas.com.sg |
14-20 cents |
✅ Pass Guarantee 📅 Always Up to Date ⭐ 415 Google Reviews @ 4.6 out of 5 |
💻 Online Platform 📞 Phone/WhatsApp 💬 Live Chat |
🏢 Registered Business 🔒 Verifiable Address |
| KhinLoke - cmfas.sg - khinloke.com - cacs-paper.sg |
$1.91-$3.00 |
❌ No Guarantee 📅 Apr 2024 Update (1+ Year Ago) ⭐ 24 Google Reviews @ 4.3 out of 5 |
💻 Platform Access 📞 WhatsApp (only for Paid Customers) |
🏢 Registered Business 🔒 Verifiable Address |
| CMFASHub.com | 40-50 cents |
❌ No Guarantee 📅 Unreliable Updates due to PDF nature ⭐ 2 one-star Reviews on ScamAdviser.com |
📄 PDF Only 📧 Email Only |
🕵️ Anonymous ❌ History of No Response |
| Individual Sellers e.g. Carousell |
<10 cents |
❌ No Guarantee 📅 Unreliable Updates due to PDF nature ⭐ Unverifiable Reviews |
📄 PDF Only ❌ No Support |
🕵️ Semi-Anonymous |
| CMFASExam.com | <10 cents |
❌ Pointless Guarantee ❌ Fake Update Claims ⭐ 9 Reviews on TrustPilot @ 2.3 out of 5 |
💻 Platform Access 📧 Email Only |
🕵️ Anonymous ⚠️ Fake Testimonials ❌ Dishonest Business |
1. CMFAS Academy – The Industry Leader ★★★★★
Why We're #1:
- Large Question Bank – ~3K questions for CACS1 + RES5 modules works out to just SGD $0.14-$0.20 per quality question – the best value.
- Speed Reference™ Technology – One-click access to the exact page in the official study guide for every question.
- Pass Guarantee Program – Get your money back if you don't pass (terms apply).
- 415 Genuine Google Reviews – Real verifable testimonials from satisfied users.
- Full Transparency & Support – Singapore office, Local phone number (+65 6653 4118), WhatsApp live chat support, Email
- Foreign Language Translations – Instant translations help non-English speakers prepare for the exams better.
Only Drawback: Upfront cost is higher than other providers at USD $199 (~SGD $252 via PayNow) except Khinloke – but you get quality materials that have been proven effective and reliable support, along with optional features (e.g. Speed Reference, Translation, Mathathon) that enhance your learning efficacy that can save you time.
2. KhinLoke Education – Premium Priced Alternative ★★★★★
Pros:
- Properly registered business
- Decent questions
Cons:
- Few Questions and Extremely Expensive – 157/248 questions cost SGD $300/750 respectively for RES 5 / CACS 1 ($1.91-$3.00 per question)
- Last Updated April 2024 – that's 1+ year ago.
- No advanced features like translations or Speed Reference.
- No E-Learning/audio course or Math-focused practice engine.
Verdict: Decent quality but poor value for money compared to alternatives.
3. CMFASHub.com – Budget PDF Provider ★★★★★
Pros:
- Low upfront cost – SGD $39.80 for 80-100 questions, (but not really cheap as per question cost ~SGD $0.40-$0.50).
Cons:
- PDF Files Only – No online practice platform or interactive features.
- Poor Reviews – 2 out of 2 reviews found were 1-star complaints on ScamAdviser.com
- No Company Information – No recourse if receive no/poor service.
- Small question banks (≤200 questions per exam).
- No advanced features like translations or Speed Reference.
- No E-Learning/audio course or Math-focused practice engine.
Verdict: Try this only if you really have no budget for quality exam prep.
4. Individual Sellers – Poor Quality But Cheap ★★★★★
Avoid unverified PDFs from:
- Carousell sellers
- Internet downloads
Problems:
- No updates possible after the PDF file was created
- Wrong knowledge unknowingly consumed is difficult to unlearn
- Zero customer support
Verdict: Try this only if you really have no budget for quality exam prep.
5. CMFASExam.com – Questionable Integrity and Quality ★★★★★
Pros:
- Very low cost per question – SGD $199 for 2,190-3,660 questions (< SGD $0.10 per question).
- Offers a Guarantee which gives you extended access if you fail, but pointless if the questions aren't useful to help you pass
Cons:
- Dishonest Business Practices: Fake company staff photo, photoshopped testimonials, false update claims
- Poor Rating on TrustPilot (2.3)
- No Company Information – No recourse if receive no/poor service.
- No advanced features like translations or Speed Reference.
- No E-Learning/audio course or Math-focused practice engine.
Verdict: Choose this if you are willing to fork out SGD $199 and care only about the quantity of questions, with no expectations for quality.
Why Smart Learners Choose CMFAS Academy
- ✅ Money-Back Pass Guarantee – You get your money back if you fail. This demonstrates the confidence in our product quality.
- ✅ Verifiable Google Reviews – This proves the effectiveness - critical to help you pass.
- ✅ Best Value – More quality questions per dollar than competitors.
- ✅ Trusted Business – Verified reviews, registered business and local support.
- ✅ Innovative Features – Speed Reference™ lets you instantly see textbook page for reference, Mathathon™ generates infinite Math practices.
- ✅ Multilingual Support – 249 languages available for non-English speakers.
Pass your exam on your first attempt with CMFAS Academy! We've been around for 17 years and is still the #1 in the industry.
👉 Visit www.cmfas.com.sg or WhatsApp +65 6653 4118 today!